Contact Us

The Corporations Act requires that recommendations made to clients are consistent with the person's financial needs and objectives, are made on a reasonable basis, and in writing. The information that we provide on this website is of a general nature only.  It is not intended to be, nor should it be relied upon as, financial planning advice.  We can only offer our advice to you after meeting with you and gaining a thorough understanding of your personal circumstances and objectives. We only provide our advice in writing, after careful consideration of these and other factors.

Once you become a client of CCFM Financial Group, you can expect a high level of personal ongoing service which includes all of the following:

• A full financial planning service including wealth creation, wealth protection and lending (through our association with MLC Mortgage Solutions).
• Ongoing personal attention – you will always be able to contact us or talk to us if you need to.
• Ongoing communication.
• Dedicated client services team.
• Scheduled face to face reviews.

We also have excellent relationships with solicitors and accountants to whom we may refer you for further specialist advice in taxation planning and legal matters such as estate planning.

Financial Planning - ” A wealth of experience”:

Our financial planners are Authorised Representatives of GWM Adviser Services Limited, Australian Financial Services Licensee 230692, and a part of the National group of companies.

We only recommend products approved by the GWM Adviser Services research team to our clients - no Storm Financial or WestPoint problems for our clients.  A copy of the Authorised Product List can be supplied to you upon request.

We offer integrated financial planning services, for which we are professionally qualified and accredited, including:

• We offer a complete service for Self Managed Super Fund (SMSF) trustees. You can  learn more about SMSFs here.
• Access to cash, fixed interest, property and share investments by either
• Investment using managed funds
• Investing in direct equities (shares)
• Superannuation
• Retirement planning, and financial planning following redundancy
• Diversified and tax effective investment planning
• Savings and wealth creation strategies
• Master trusts
• Personal insurance - Life, TPD, Trauma, Income Protection
• Estate planning
• Home loans and how to structure debt

Our financial planners hold the Diploma of Finnacial Planning, and between them have over 40 years combined experience in helping Australians plan for their financial security, with an emphasis on wealth accumulation and tax and Centrelink effective retirement income strategies:

• Mark Danckert - 21 years experience as a financial planner and senior manager in financial services.
• Anthony Thompson - 20 years experience as a financial planner.

Financial planning is the process of meeting your life goals through the proper management of your finances. Your life goals could include buying a home, saving for your children's education, managing debt or planning for retirement. Financial planners use a six-step process that helps you take a 'big picture' look at where you are and where you want to be financially. Using this process they help you work out what you need to do now and in the future to reach your goals.

The six steps of the financial planning process are:

1) Gathering your financial data - such as details on your income, debt level, commitments, etc.

2) Identifying and understanding your goals.

3) Identifying any financial issues - eg. deficiencies between where you are now financially and where you want to be.

4) Preparing your financial plan - which will identify recommended strategies and investments; and will address your attitude to risk.

5) Implementing your financial plan.

6) Reviewing and revising your plan - to ensure it stays up-to-date and relevant to the economic climate and your changing lifestyle.

Lending - “Not just a mortgage broker”

At CCFM Financial Group we say “Relax and let us do the work for you”.

We are not just a mortgage broker - our experience and qualifications as financial advisers means that we are able to discuss your overall situation and ensure that there are no gaps in your planning - important things that other brokers might miss that could end up costing you big time.

That is what sets us apart from mortgage brokers, who may only provide you with a loan. We can advise you on all aspects of your financial situation, and make sure that you get the right advice.

CCFM Financial Group is able to access to a panel of major lenders and many loan products through our partnership with MLC Mortgage Solutions.  We will find the right loan for you, free of charge (of course normal lender fees and charges apply).

Our service is free of charge, and includes

• consultation to determine your requirements, and match you to the right loan product, including an analysis of your overall financial situation
• completion of all lender’s application requirements
• submission of your application; and
• follow up of all requirements through to settlement of your loan.

We also offer strategies to assist our clients build wealth through the appropriate use of debt, such as:

• Reduction of inefficient and non deductible debt;
• Accelerated repayment of debt and debt recycling; and
• Gearing for investment purposes.

Click here to request an appointment to meet with us or to request more information

The information contained on this website is provided in good faith. While the contents are obtained from various sources that are deemed reliable, it is not guaranteed as accurate or complete and should not be relied upon as such. It is recommended that you seek independent, professional advice before acting to ensure that your personal needs and circumstances are considered and met.

GWM Adviser Services Limited ABN 96 002 071 749 - AFS License No.230692

[an error occurred while processing this directive]

[Home] [About Us] [Services] [News & Info] [Calendar] [FAQ] [Feedback] [Links] [Privacy]